The 2-Minute Rule for 228 loan
The 2-Minute Rule for 228 loan
Blog Article
The Board evaluates a bank's retail banking merchandise available within the financial institution's facility-primarily based assessment areas and nationwide, as applicable, on the institution stage as follows:
It is possible to email the positioning proprietor to let them know you ended up blocked. Make sure you include Everything you were being accomplishing when this site came up as well as the Cloudflare Ray ID located at The underside of this website page.
관심 분야의 기사, 블로그 콘텐츠부터 숏폼, 쇼핑까지 다양한 콘텐츠를 이용할 수 있습니다.
(i) The retail lending demands of its facility-dependent assessment spots, retail lending evaluation regions, and outdoors retail lending space which can be included via the system. A bank that originates or purchases loans in an item line evaluated pursuant for the Retail Lending Examination in § 228.
(three) In the event the lender revised the Preliminary draft approach in response to the public enter been given, the First draft plan as unveiled for general public remark with an evidence from the pertinent variations; and
If the Board gets a public comment after the near date of a lender's CRA evaluation, It will probably be deemed in connection with the bank's subsequent CRA examination.
) Benefits or serves a number of geographic regions with small levels of community improvement funding;
If an intermediate lender opts for being evaluated pursuant into the Neighborhood Enhancement Funding Exam in § 228.24, the Board evaluates the intermediate bank for that analysis period preceding the financial institution's subsequent CRA assessment pursuant towards the Local community Enhancement Funding Take a look at in § 228.24 and continues evaluations pursuant to this performance exam for subsequent analysis durations until eventually the bank opts out.
(B) Inside five calendar days with the ask for, all the data which the lender is necessary to take care of less than this section in the general public file associated with the power-primarily based evaluation area wherein the department is found.
(two) A significant financial institution just isn't necessary to delineate retail lending evaluation locations for a selected calendar year if, while in the prior two calendar a long time, the massive lender originated or procured within just its facility-based mostly evaluation locations more than eighty percent of its property house loan loans, multifamily loans, compact organization loans, little farm loans, and vehicle loans if auto loans are an item line for the large financial institution as described in paragraph II.a.one of appendix A to this part.
The Board considers the loans, investments, services, and products and solutions of affiliates of the bank that are not functions subsidiaries, within the bank's option, subject to the following:
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
A bank must keep a general public file, in either paper or digital format, that includes the next facts:
(ii) If your Board, the FDIC, along with the OCC determine that a loan or financial commitment is no longer suitable for Local community progress consideration, the operator of your loan or financial commitment at get more info time on the determination will proceed to get Group development consideration to the remaining expression or duration of the loan or investment decision.